Bring your history
Upload a transaction CSV to start. Read-only bank connections can make future recaps automatic.
Your money, remixed
See where your money really went.
Spendly turns transaction history into a bold, private spending recap—complete with surprising habits, favorite places, and share-ready cards.
Start with a CSV. No credit card required.
The Spendly promise
Fun enough to share. Careful enough for money.
You control the reveal
Exact amounts stay hidden unless you explicitly choose otherwise.
Read-only by design
Spendly analyzes your history; it never moves or manages your money.
From rows to revelations
Your spending has a story.
Spendly finds the patterns buried in transaction lists and turns them into something clear, useful, and unmistakably yours.
Meet your money personality
Discover your top category, busiest spending day, repeat favorites, impulse-buy patterns, and more.
Choose what leaves the app
Preview every card, hide amounts by default, and export only the insights you are comfortable sharing.
Turn the recap into momentum
Use category shifts and quarterly patterns to set practical goals—not punishing budgets.
The main event
A recap made to look good everywhere.
Portrait-first cards fit Stories and short-form video. Compare categories with friends without turning your bank balance into content.
Built for sharing
Every recap is formatted for Stories, short-form video, and friend-to-friend comparison.
Actually useful insights
Move past totals with patterns, recurring habits, category shifts, and practical goals.
Simple pricing
Start with the story. Upgrade for the pattern.
Free recap
$0
For your first look at the year in spending.
- One current recap
- Core spending highlights
- Share cards with amounts hidden
- CSV upload
Spendly Plus
Go deeper$6 / month
For keeping the insight going beyond one recap.
- Everything in Free
- Quarterly recap drops
- Deeper category trends
- Goal tracking
- Longer spending history
- Expanded card styles
Cancel anytime. Partner recommendations, when shown, are clearly labeled.
Questions, answered
Money deserves clarity.
Your recap is waiting